Health insurance is a crucial aspect of financial planning and personal well-being, providing a safety net against the high costs of medical care. It helps cover expenses for routine check-ups, emergency treatments, and ongoing health conditions, ensuring that individuals and families can access necessary medical services without facing overwhelming financial burdens. By paying regular premiums, policyholders gain peace of mind knowing that their health needs are supported, which promotes preventive care and timely medical interventions, ultimately contributing to better overall health outcomes.